Commercial Insurance

Whether you have a business car, or a fleet of business trucks, we can help you get the right Commercial Auto Insurance policy for you. Commercial Auto Insurance will protect your company, you, and your employees if an accident occurs. Commercial Auto Insurance policies vary greatly based on the use of the vehicles, as well as the number of vehicles you own.

Commercial Auto Insurance Covers:

• Medical Payments

• Property Damage

• Bodily Injury to Others

• Personal Injury

• Collision

• Comprehensive

• Non-Owned Auto

• Hired Auto Liability

• Hired Auto Physical Damage

• Towing and Labor

• If your Employee Drives Another Car

• Loading & Unloading

• Substitute Transportation

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Your business is an important asset. You need to be financially protected from loss of equipment, and business property in case of a fire, theft or other incidents. If your business services other people’s property, you should have adequate protection while it’s in your possession. As well, with Commercial Property Insurance you can protect your business from loss of income resulting from a covered loss. Property Insurance can be purchased in a package covering a variety of potential losses, or you may purchase components separately. 

 

Please note that the range of circumstance covered depend on the specific policies you buy. However, generally this insurance provides for repair or replacement for:

• Fire

• Equipment Failure 

• Explosions

• Weather 

• Damage by vehicles

• Burglary or Theft

• Vandalism and malicious mischief

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We also offer:

• Inland Marine

• Liquor Liability 

• Commercial Umbrella

• Builders Risk

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Many people consider worker’s compensation as an expense, until they consider what it might cost to pay for an injured worker without workers’ compensation. Having the proper protection is a valuable asset that will help deter lawsuits and prevent being sued for medical bills. J & K works with a variety of worker’s compensation insurance companies. We will compare options for you to find the best price for your company, make sure your workers are properly classified, monitor your premium in the future, and help you manage your costs. Often we can place your general business insurance and workers comp within the same insurance company.

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